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What is a fuel card?
A fuel card is much more than just a payment method. It is a physical or digital card that lets you pay for your fill-ups and, in many cases, other products and services at service stations, while giving you access to a whole range of benefits: direct discounts, balance accumulation, exclusive promotions and a detailed overview of your spending.
How fuel cards work
Using one is just as simple as using a credit or debit card. When you pay at a station in the network, you simply present your card. The system automatically applies any discounts or benefits linked to your account, and the charge is processed in whichever way you have chosen (debit, credit, etc.). The whole process is quick, secure and transparent.
Key benefits
The standout advantages of this type of card include:
- Savings at the pump: You accumulate balance or receive direct discounts on every litre of fuel.
- Spending control: You receive detailed invoices and can check your transactions via the app, making it easier to manage your finances.
- Convenient payments: The payment process is faster and there is no need to handle cash or juggle multiple cards.
- Access to promotions: You unlock a world of exclusive offers and perks, both at the service station and beyond.
Moeve cards for private customers
At Moeve, we offer a range of cards designed for both private individuals and professionals. Let's take a closer look at each one.
Moeve gow Mastercard
Our flagship option for private customers is the Moeve gow Mastercard, a credit card issued by Bankinter. It is completely free, with no issuance or maintenance fees, and it multiplies your benefits without requiring you to change your bank.
Use it as your everyday payment card, both at Moeve Service Stations and anywhere else. Every purchase earns balance directly into your Moeve gow account.
Benefits:
- At Cepsa and Moeve stations: Earn 15 cents per litre on fuel, 8 cents per euro spent in-store and on car washes, and 7 cents per kWh on electric charging.
- Everywhere else: Earn an additional 0.3% balance on purchases made at other retailers when you pay with your Moeve gow Mastercard.
To put this into perspective with a simple example. Imagine that:
- You fill a 50-litre tank with Moeve MAX fuel. You accumulate €7.50 in balance (50 L × €0.15/L).
- If you also get a car wash for €10, you save an additional €0.80 (10 € × 0.08 cents/€).
Moeve cards for hauliers, self-employed professionals and businesses
At Moeve, we understand that road professionals have specific needs. That is why we have transformed our Starressa card range into Moeve pro: a family of business fuel cards designed to streamline fleet management, keep spending under control and maximise profitability on every route.
Moeve pro direct
The ideal card for self-employed professionals and small businesses looking for simplicity and straightforward savings, no complications involved.
It offers fixed fuel discounts, access to an extensive network of stations across Spain and Portugal, and a detailed monthly invoice with VAT broken down separately for easy tax management.
Moeve pro next
Designed for businesses with mid-sized fleets, this card delivers greater control and flexibility. It allows you to set spending limits per card, restrict usage to certain products or days of the week, and access detailed reports to analyse consumption and optimise routes.
Moeve pro truck
The ultimate solution for national and international heavy transport. It offers the highest fuel discounts, access to specialist services such as secure truck parking areas (Truck Village), and the ability to reclaim VAT on expenses incurred abroad.
Other Moeve pro cards
Beyond these options, there are additional cards worth considering:
- Moeve pro fleets: For large fleets with advanced control and telematics needs.
- Moeve pro corporate: Tailored solutions for large companies with specific invoicing and management requirements.
- Moeve pro truck eurotrafic: Maximum international coverage for heavy transport operators.
- Moeve pro gasóleo Bonificado: Optimised for subsidised diesel consumption.
Benefits of using a Moeve fuel card
Whether you choose a Moeve card for personal or professional use, you gain access to a set of advantages designed to make your life easier and more cost-effective.
Direct savings on every fill-up
Thanks to balance accumulation or direct discounts, every time you top up your tank you are saving money. Taking advantage of fuel discounts has never been this straightforward.
Spending control and management
Through the Moeve app or the Moeve pro portal, you have full visibility over your consumption. You can review all your transactions, download invoices and analyse your spending to spot new opportunities for savings.
Fast and convenient payments
Leave the cash at home. Pay quickly and securely with your card or directly through the app, making every stop on the road that much smoother.
Access to exclusive promotions and perks
Holding a Moeve gow Mastercard or being a Moeve pro customer opens the door to a world of special promotions, available both at our service stations and across a wide network of partner businesses.
How to apply for your Moeve card
Getting started is straightforward. The application process differs slightly depending on whether you are a private individual or a professional.
Process for private customers
- Step 1 – Download the Moeve App: Available for iOS and Android.
- Step 2 – Register: Follow the simple steps to create your account.
- Step 3 – Apply for your card: Once logged in, you can apply for your Moeve gow Mastercard directly through the website.
Process for businesses and self-employed professionals
- Step 1 – Visit the Moeve pro website: Go to the professionals section on our website.
- Step 2 – Choose your card: Use our recommender tool to find the card that best suits your business.
- Step 3 – Get in touch: Fill in the form and a specialist account manager will contact you to guide you through the process.
Required documentation
For private customers, you will generally only need your national ID and a bank account. For professionals, you will be asked to provide documentation confirming your business activity (tax ID, self-employment registration, etc.). Once submitted, your application will be subject to approval.
Frequently asked questions about Moeve cards
Finally, here are the answers to the most common questions about Moeve cards.
Can I use my Moeve card at any petrol station?
Moeve cards are designed for use across our extensive network of Moeve and Cepsa Service Stations. Professional cards, such as the Moeve pro truck eurotrafic, also provide coverage across a wide international network.
How do I receive invoices for my fill-ups?
As a private customer, you can view and download all your receipts and simplified invoices directly through the Moeve app. As a professional, you will receive a detailed monthly invoice covering all your fleet's consumption.
